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Grace Magazine | By Women for Women | Fall 2017 6 MONEY One millennial's advice to pes saving f retement Don't live by FOMO If you've saved a lot for retirement, do you have any regrets about what you may have given up to achieve your financial security? Last week, a reader, who is not a millennial, asked what if you get to retirement age and can't enjoy your money because you're infirm. It's a question I'm sure is behind why many young adults delay retirement saving. "I recently turned 50, have what I believe to be a reasonably decent amount saved for retirement but also face some significant insecurity regarding my current (well-paying) gig," Steve wrote. "I am consequently struggling with wanting to be 'the ant' and save enough for retirement but also worry about getting to my 60s and regretting not having done more when I was younger and had the money." Personal Finance Newsletter Retirement on Mondays; personal finance on Thursdays. Steve wanted to know if he was alone in his concern. He isn't. Keep Reading "Being in the medical field, I would often see 'younger patients' (less than 60) with diseases that limited their travel and/or lifespans," Kim Zuber wrote. "However, I never thought that would be me or anyone I knew. When the dietician at my dialysis unit went for an endoscopy for reflux and was diagnosed with stomach cancer and died on his 60th birthday, it really hit home. He was careful with his diet, exercised and had NO medical history. My best friend was diagnosed with breast cancer at age 56 that killed her a year later. Again, no history and no reason to suspect anything. She was never able to take her 'dream vacation' to Italy and stay in a chalet. [She was waiting until retirement.] Now she is gone and never was able to see Italy. We have always been 'ants' and saved and put off spending money. When my husband was offered an early buyout, we took it. He retired at 50, I retired at 59. While we must be careful with money, we have all the time in the world. We have had a chance to travel and enjoy friends." Most people said they have no regrets making retirement saving a priority. "I retired after over 30 years with the federal government,"